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7 posts found

Why a Conveyancing Flood Report Won’t Pass Planning (And What Will)

Posted on 10th March, 2026
, in NPPF 
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Does Flood Risk Affect House Prices?

Flood risk has stopped being a background detail in the UK housing market. Buyers now ask whether a property sits in a flood risk area before they offer, lenders weigh flooding when they assess a mortgage, and sellers know that…
Posted on 16th January, 2026
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What Is Flood Re? A Clear Guide to the UK Flood Insurance Scheme

Flood Re is a UK government-backed reinsurance scheme designed to improve the availability and affordability of flood insurance for households at higher risk of flooding. Introduced in 2016, Flood Re UK allows insurers to transfer the flood element of eligible…
Posted on 7th January, 2026
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NAFRA2 and Home Sales: Rising Flood Awareness

When the Environment Agency released its latest National Assessment of Flood Risk for England (NAFRA2) in early 2025, the updated dataset immediately began reshaping how flood risk is understood — and, increasingly, how property is bought and sold. Many homeowners…
Posted on 20th October, 2025
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Declaring flooding when selling a house: TA6 rules, the law and how to check flood history

If a home you are selling has ever flooded, you have to say so. When selling a property in England and Wales you have to declare flooding, because flood history is one of the material facts a seller must disclose,…
Posted on 27th August, 2025
, in Law 
, in TA6 
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Flood Risk and Mortgage Lending in the UK: What You Need to Know

Yes, you can usually still get a mortgage on a property that carries some flood risk. But the answer depends on the lender, on whether the home can be insured affordably, and on the quality of the evidence you put…
Posted on 30th April, 2024
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Flood risk before buying a property: how to check and understand it

Flood risk is one of the few things you can investigate properly before you commit to a purchase, and one of the most expensive to discover afterwards. The Environment Agency's December 2024 national assessment of flood risk put 6.3 million…
Posted on 6th July, 2015
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